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woman sitting down and calculating a holiday budget

Spend Smart for the Holidays

When there is not enough money for everything we want (and there never is!), we can get the most value for our dollar by carefully planning how we’ll use the money we have. As the holiday season approaches, it is a great time to think through what your spending will look like to avoid starting the new year with money stress.

Budget Groceries

Tracking My Family’s Food Expenses

Budgeting can be challenging, and it can take time before you find a system that works best for you. My husband handles finances as part of his job so at home I handle most of our day-to-day expenses to give him a break. After some trial and error, I have finally found a system that seems to work for us.